Born in Milwaukee, Wisconsin, Carol learned values of resilience, trustworthiness, hard work, and a love for assisting others from her parents. Working summers at her father’s office at a Waukesha Buick dealership from age 15, along with part-time 3rd-shift work for Northview Home in Waukesha and 1st-shift work for Roger’s Hospital in Oconomowoc, provided invaluable hands-on experiences that helped foster an eclectic skill set. After graduating from Northwestern Preparatory School, now known as Luther Preparatory School, in Watertown, Wisconsin, Carol earned an Associate of Science degree from Wisconsin Lutheran College, Milwaukee, Wisconsin, and a Bachelor of Arts degree from Lawrence University, Appleton, Wisconsin. She achieved magna cum laude and became a member of Mortar Board.
Carol has spent her entire 30+ year career in the insurance industry and prides herself on taking care of her clients’ unique needs. Carol currently resides in Elm Grove, Wisconsin with her husband John, a senior loan originator for American Fidelity Mortgage Services, Inc., and a Lhasa Apso named Fred.John and Carol have a son Christian currently studying to become a pastor at Wisconsin Lutheran Seminary in Mequon, WI and a son Evan residing in New Ulm, MN who recently married Megan. Both Evan and Megan will be teachers in the next year, after Megan finishes her degree at Martin Luther College.
Carol’s interests include music, running, and traveling to their little cedar log cabin on a pristine lake in northern WI.
An Independent Advantage
We are Independent Agents in Milwaukee, Wisconsin, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. APECS Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.